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If
you ever experience a problem with your sanitary sewer system, you can call
314-889-1904 for 24 hour emergency service.
There
are a number of different reasons why sewer back-ups occur. Rock Creek
Public Sewer District truly regrets the inconvenience this situation causes.
The preceding sections will cover where sewer backups occur, why they occur,
and who is financially responsible.
Lateral Line Problems
Lateral lines are those which extend from the customers home to the main
sewer line. Lateral lines are commonly four or six inches in diameter. Main
sewer lines are always eight inches in diameter or larger. The lateral line
is considered part of the home and is the responsibility of the homeowner.
The majority of back-ups occur because the lateral line from the home to the
main line becomes stopped up. The stoppage can occur from several different
things, but most commonly occur from items being flushed down the toilet or
drain or roots that have grown into the lateral line. Most homeowner
insurance policies DO NOT cover damage caused by lateral lines that become
clogged and cause damage. Homeowners should check with their insurance
provider and verify their exact coverage related to lateral back-ups.
Main Line Problems
Rock
Creek Public Sewer District owns the main line sewers. The main line sewer
is always eight inches in diameter or larger. There are times when a main
line sewer can become clogged and result in a back-up into a customers home.
The liability to Rock Creek Public Sewer District varies based on the reason
for the back-up. If an obstruction in the main line sewer is caused by
vandalism, such as rocks, rags, and bottle or other debris deposited in the
line, Rock Creek Public Sewer District has no financial responsibility to
cover damage to your home. The same is true of clogs caused by sanitary
napkins, roots, grease, or other such items put into the sewer system.
Acts of God
The
most common reason for a sewer to back-up is excessive rain or flooding.
Although the sanitary sewer system is completely separate from the storm
water lines, rainwater can get into the sanitary sewer lines. Excessive
amounts of rainwater can use the capacity of the sanitary sewer and cause a
back-up to occur in basements and homes. Rock Creek Public Sewer District is
NOT responsible for any damage resulting from Acts of God.
Sewer Back-up Insurance
Most
homeowner’s insurance policies will NOT cover damage from water that backs
up through the sewer line, drains, or sump pumps. Even if a homeowner has
flood insurance, sewer and drain back-ups are normally excluded from the
policy. Coverage for this type of event must be added as a rider to your
policy. Rock Creek Public Sewer District encourages each homeowner to verify
their coverage with their insurance provider. This is especially important
for customers who live in low-lying areas and those with finished basements.
Emergency Procedures
If you
are experiencing a sewer back-up, please contact Rock Creek Public Sewer
District as soon as possible. Call 314-889-1904 for 24 hour emergency
service. The district will respond to all calls as soon as possible to
determine the cause of the problem and take corrective measures. If the
cause is in the customer’s lateral line, the customer will be informed so
that he or she can arrange for a plumber to correct the problem.
Rock Creek Public Sewer
District recommends the following actions if damage occurs because of a
back-up.
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All sewage and water should be removed immediately from the affected
areas. This can be accomplished by using wet vacuums.
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Remove all wet rugs, clothes, boxes, and other items from the affected
area. All washable items should be cleaned immediately. This includes
rugs, clothes, and any other item that can be cleaned in a washing
machine.
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All water should be removed from carpets and then the carpet cleaned and
deodorized.
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All concrete floors should be washed down with fresh water, and then
washed with a strong cleanser or other germ and odor killing solution.
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All items contained in boxes should be removed, cleaned, dried, and the
boxes should be thrown away.
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Only keep necessary items. If you are keeping any item make sure the
items are thoroughly cleaned before it is put away. The basement area
should be thoroughly dried. Floor fans and a dehumidifier can be rented
from a local rental shop.
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